Massage Insurance--Buyer Beware

April 19, 2011, Ponte Vedra Beach, Fl--When buying massage insurance, it is critical to take notice and be aware of the policy’s multiple coverage limits, says J. Kevin McCarthy, managing director of Massage Magazine Insurance Plus.

“Coverage limits for each occurrence, individual annual aggregate limits, and master policy limits all combine to define how much insurance will be paid out in the event of a claim, says McCarthy. “Although many insurance claims seeking judgment against massage therapists can be relatively small compared with other medical and health care professionals, it is always prudent to obtain massage insurance that maximizes the multiple coverage limits for the minimum cost.”

Massage Magazine Insurance Plus’s massage insurance covers professional, general and product liability. It includes $2 million per occurrence, $3 million individual annual aggregate coverage, $2 million individual annual product aggregate coverage, and no master policy limits for only $159 a year, says McCarthy. “Massage Magazine Insurance Plus is underwritten by Lloyds of London, the leading insurance specialist market for over three centuries, and is the best buy in the market today.”

Massage Magazine Insurance Plus (www.massagemagins.com) covers more than 350 massage modalities and many other related disciplines including Reiki practitioners, kinesiologists, reflexologists, yoga instructors, cosmetologists, estheticians, nail technicians and many more, all included in the $159 annual fee. In addition to the comprehensive liability insurance, Massage Magazine Insurance Plus also provides $100,000 rental damage insurance, $15,000 identity protection insurance and $1,000 lost or stolen table and equipment coverage.

Massage Magazine Insurance Plus was launched in mid-2010 by Massage Magazine, the only paid monthly magazine serving the massage therapy professional community.

“Massage Magazine has been writing about and educating the massage therapy community for over 27 years, says Joseph Doyle, publisher of Massage Magazine, FutureLMT, and MASSAGMag.com “This level of active engagement allows us to understand the unique needs of touch therapists as we developed Massage Magazine Insurance Plus in conjunction with Lloyds of London.”

In addition to each therapist receiving full insurance coverage immediately upon completion of a short online application, the massage therapist receives a free business website, directory listing, and monthly newsletter.

“It is imperative for a professional practitioner of massage therapy or other form of bodywork to protect themselves and their business with a high-quality, cost-effective insurance program,” says Doyle.

To sign up now or for more information on Massage Magazine Insurance Plus, visit www.massagemagins.com or call 800-222-1110.